Affordable Car Insurance Rate



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Don't forget that you'll be needing car insurance. Rates vary depending on your driving history, if you are a student and other factors. Comparison is helpful so you can be an informed consumer. It's important to examine the deductible selections. Certain states have no-fault insurance.

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Here's some news on automobiles and technology developments:


EPA Issues New Fuel Economy Testing Procedures
We all know that many people do not reach the EPA fuel economy estimates for their particular vehicle. Often this is related to their own personal style and the conditions in which they drive. The fact that the EPA testing procedures are different than the habits of the of a typical driver doesn't help matters either. Today the EPA announced it will revamp its fuel-economy testing procedures to bring fuel economy estimates closer to consumers' actual fuel use.

EPA Issues New Fuel Economy Testing Procedures originally appeared on About.com Hybrid Cars on Monday, December 11th, 2006 at 23:48:45.

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Fuel Sipping Diesel Hybrids to Debut in Europe
High fuel prices make the cars cost-effective in Europe. Next year, European automakers Peugeot and Mercedes-Benz will introduce the first diesel hybrid cars, which will get about 60 miles per gallon. Peugeot expects to be the first to market with its 3008Hybrid4 in the spring. The Mercedes E 300 Blue Tec hybrid is due out by the end of 2011.
 
New Lincoln hybrid cost at $35,180
Eager to claim a bigger stake in the luxury car market, Lincoln is about to use an aggressive pricing strategy with an environment-friendly, gas-electric hybrid vehicle, the 2011 Lincoln MKZ.
 



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Here's a fact on hybrid vehicles:



The term hybrid when used in relation with cars also has other uses. Prior to its modern meaning of hybrid propulsion, the word hybrid was used in the United States to mean a vehicle of mixed national origin; generally, a European car fitted with American mechanical components. This meaning has currently fallen out of use




A gas-electric hybrid engine is a combination of a gasoline/petrol or diesel internal combustion engine with an electric motor to power a vehicle. Various designs exist for how the motor and engine interact with the drive train. Because the engine recharges the battery smaller batteries are required than in an electric vehicle.

A standard combustion engine is required to operate over a range of speed and power, yet its highest efficiency is in a narrow range of operation. Also, an engine designed for a reduced operating range can be more efficient than a standard engine. The battery storage and electric motor allows the engine to operate at its point of maximum efficiency, to be of a higher efficiency design, and to be smaller than non-hybrid applications.

The gas-electric hybrid uses less gasoline than conventional internal combustion engines and does not have the limitations in range that have been a problem for traditional electric vehicles. This type of piston engine is used in hybrid electric vehicles which have begun to enter the market as of 2002.

Insurance Tips:

Get quotes from different types of insurance companies. Some sell through their own agents. These agencies have the same name as the insurance company. Some sell through independent agents who offer policies from several insurance companies. Others do not use agents. They sell directly to consumers over the phone or via the Internet.

Many insurers will give you a break if you buy two or more types of insurance. You may also get a reduction if you have more than one vehicle insured with the same company. Some insurers reduce the rates for long-time customers. But it still makes sense to shop around. You may save money buying from different insurance companies, compared with a multi-policy discount.

Some companies offer reductions to drivers who get insurance through a group plan from their employers, through professional, business and alumni groups, or other associations. Ask your employer and inquire with groups or clubs you are a member of to see if this is possible.





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