Car Insurance Average Rates



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Don't forget that you'll be needing car insurance. Rates vary depending on your driving history, if you are a student and other factors. Comparison is helpful so you can be an informed consumer. It's important to examine the deductible selections. Certain states have no-fault insurance.

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Here's some news on automobiles and technology developments:


Tesla's Fast Cars & Quick Wit
Tesla's not too worried about GM's attempt to trademark "range anxiety"
 
China's Monopoly On 17 Key Elements Sets Stage For Supply Crisis
China's monopoly on the global supply of elements critical for production of computer hard disc drives, hybrid-electric cars, military weapons, and other key products — and its increasingly strict limits on exports — is setting the stage for a crisis in the United States. That's the topic of the cover story of Chemical & Engineering News (C&EN), ACS' weekly newsmagazine.C&EN Senior ...
 
Toyota Hybrid Car Expert Dies in Plane Crash
When I heard the news that Dave Hermance died in an airplane accident on Saturday, November 25th, I was shocked and saddened. It truly hit me like a ton of bricks. Dave was the Executive Engineer at Toyota Technical Center in Gardena, California. According to the Toyota press release he had worked at Toyota Technical Center for 15 years in the powertrain and advanced technologies division.

Whenever great minds were getting together to discuss hybrid technology you can bet that Dave was there. He clearly had a passion for hybrids and he shared his hybrid knowledge enthusiastically. No matter how complex the topic, he always had a way of making it simple to understand. For example, here's a presentation that he did for a government committee from July 2006 called "Hybrid Cars: Increasing Fuel Efficiency and Reducing Oil Dependence". (You'll need Adobe Acrobat Reader to open the file.)

I had the incredible privilege of meeting Dave and talking with him about Toyota hybrids one evening. It will always be a cherished memory. The hybrid community has suffered a great loss in his passing. I wish the best for his family. He will certainly be missed.

Toyota Hybrid Car Expert Dies in Plane Crash originally appeared on About.com Hybrid Cars on Monday, November 27th, 2006 at 21:16:22.

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Here's a fact on hybrid vehicles:



Assist hybrids use the engine for primary power, with a torque-boosting electric motor also connected to a largely conventional powertrain. The electric motor is essentially a very large starter motor, which operates not only when the engine needs to be turned over, but also when the driver "steps on the gas" and requires extra power. Honda's hybrids including the Insight use this design; their system is dubbed Integrated Motor Assist (IMA). Assist hybrids differ fundamentally from full hybrids in that they cannot run on electric power alone. However, since the amount of electrical power needed is much smaller, the size of the battery systems is reduced




A gas-electric hybrid engine is a combination of a gasoline/petrol or diesel internal combustion engine with an electric motor to power a vehicle. Various designs exist for how the motor and engine interact with the drive train. Because the engine recharges the battery smaller batteries are required than in an electric vehicle.

A standard combustion engine is required to operate over a range of speed and power, yet its highest efficiency is in a narrow range of operation. Also, an engine designed for a reduced operating range can be more efficient than a standard engine. The battery storage and electric motor allows the engine to operate at its point of maximum efficiency, to be of a higher efficiency design, and to be smaller than non-hybrid applications.

The gas-electric hybrid uses less gasoline than conventional internal combustion engines and does not have the limitations in range that have been a problem for traditional electric vehicles. This type of piston engine is used in hybrid electric vehicles which have begun to enter the market as of 2002.

Insurance Tips:

Get quotes from different types of insurance companies. Some sell through their own agents. These agencies have the same name as the insurance company. Some sell through independent agents who offer policies from several insurance companies. Others do not use agents. They sell directly to consumers over the phone or via the Internet.

Many insurers will give you a break if you buy two or more types of insurance. You may also get a reduction if you have more than one vehicle insured with the same company. Some insurers reduce the rates for long-time customers. But it still makes sense to shop around. You may save money buying from different insurance companies, compared with a multi-policy discount.

Some companies offer reductions to drivers who get insurance through a group plan from their employers, through professional, business and alumni groups, or other associations. Ask your employer and inquire with groups or clubs you are a member of to see if this is possible.





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