Discount Car Insurance



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Don't forget that you'll be needing car insurance. Rates vary depending on your driving history, if you are a student and other factors. Comparison is helpful so you can be an informed consumer. It's important to examine the deductible selections. Certain states have no-fault insurance.

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Here's some news on automobiles and technology developments:


Manny Lopez: Hybrid hype only for a few (Detroit News)
Forget what you think about hybrids for a minute and consider a few facts.
 
Lexus RX 400h Hybrid SUV Available
The first luxury hybrid SUV his the dealerships today, April 15th. Lexus was fortunate enough to pre-sell over 9,000 of these to eager buyers. Check out the official website here. This release comes on the heels of Ford's Hybrid Escape,...
 
Toyota Hybrid Car Expert Dies in Plane Crash
When I heard the news that Dave Hermance died in an airplane accident on Saturday, November 25th, I was shocked and saddened. It truly hit me like a ton...
 



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Extra Selections:



Car Insurance Discounts
2. A Multi car discount may apply if you insure more than one vehicle with the same car insurance company.

GEICO Car Insurance. Get an auto insurance quote and save today....
GEICO auto insurance, online car insurance quote, motorcycle insurance quote, online insurance sales and service from a leading insurance company....

Car Insurance Discounts
...a discount if your car is equipped with automatic safety belts. Reduce Your Auto Premium Passive Restraints ( Airbags ) Most auto insurance...

Auto Insurance: Learn How To Save, Get Instant Quotes, and More.
...policy document Car Insurance Options: Basic liability insurance Uninsured & Medical Collision & comprehensive Discount auto insurance Auto...

FCIC: Nine Ways to Lower Your Auto Insurance Costs
2. Before You Buy a Car, Compare Insurance Costs ... save money buying from different insurance companies, compared with a multi-policy discount.









Here's a fact on hybrid vehicles:



Prototypes of plug-in hybrid cars, with larger battery packs that can be recharged from the power grid, have been built in the U.S., notably at Prof. Andy Frank's Hybrid Center at UC Davis and one production PHEV, the Renault Kangoo, went on sale in France in 2003. DaimlerChrysler is currently building PHEVs based on the Mercedes-Benz Sprinter van. The California Cars Initiative has converted the 2004 Prius to become a prototype of what it calls the PRIUS




A gas-electric hybrid engine is a combination of a gasoline/petrol or diesel internal combustion engine with an electric motor to power a vehicle. Various designs exist for how the motor and engine interact with the drive train. Because the engine recharges the battery smaller batteries are required than in an electric vehicle.

A standard combustion engine is required to operate over a range of speed and power, yet its highest efficiency is in a narrow range of operation. Also, an engine designed for a reduced operating range can be more efficient than a standard engine. The battery storage and electric motor allows the engine to operate at its point of maximum efficiency, to be of a higher efficiency design, and to be smaller than non-hybrid applications.

The gas-electric hybrid uses less gasoline than conventional internal combustion engines and does not have the limitations in range that have been a problem for traditional electric vehicles. This type of piston engine is used in hybrid electric vehicles which have begun to enter the market as of 2002.

Insurance Tips:

Get quotes from different types of insurance companies. Some sell through their own agents. These agencies have the same name as the insurance company. Some sell through independent agents who offer policies from several insurance companies. Others do not use agents. They sell directly to consumers over the phone or via the Internet.

Many insurers will give you a break if you buy two or more types of insurance. You may also get a reduction if you have more than one vehicle insured with the same company. Some insurers reduce the rates for long-time customers. But it still makes sense to shop around. You may save money buying from different insurance companies, compared with a multi-policy discount.

Some companies offer reductions to drivers who get insurance through a group plan from their employers, through professional, business and alumni groups, or other associations. Ask your employer and inquire with groups or clubs you are a member of to see if this is possible.





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