Inexpensive Car Insurance



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Don't forget that you'll be needing car insurance. Rates vary depending on your driving history, if you are a student and other factors. Comparison is helpful so you can be an informed consumer. It's important to examine the deductible selections. Certain states have no-fault insurance.

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Here's some news on automobiles and technology developments:


Business › Honda lands orders for over 8,000 CR-Z hybrid sports cars in 17 days (Japan Today)
Honda Motor Co said Tuesday it has landed orders for more than 8,000 CR-Z compact hybrid sports cars in just 17 days after the car…
 
Toyota shifts scrutiny of runaway cars to NY Prius (San Francisco Chronicle)
Toyota's investigation of sudden acceleration in some of its cars is shifting to suburban New York, where a driver said her Prius sped up on its own and slammed into a stone wall. Technicians from Toyota will join government investigators in Harrison, N.Y.,... Toyota - Toyota Prius - Sudden unintended acceleration - New York City - Auto
 
2007 Nissan Altima Hybrid Car Photo Gallery
The 2007 Nissan Altima Hybrid photo gallery is now available for your viewing pleasure. For now it is mostly exterior shots, but it still gives you a pretty good...
 



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Here's a fact on hybrid vehicles:



A plug-in hybrid electric vehicle (PHEV) is a full hybrid, able to run in electric-only mode, with larger batteries and the ability to recharge from the electric power grid. They are also called gas-optional, or griddable hybrids. Their main benefit is that they can be gasoline-independent for daily commuting, but also have the extended range of a hybrid for long trips. They can also be multi-fuel, with the electric power supplemented by diesel, biodiesel, or hydrogen. The Electric Power Research Institute's research indicates a lower total cost of ownership for PHEVs due to reduced service costs and gradually improving batteries. The "well-to-wheel" efficiency and emissions of PHEVs compared to gasoline hybrids depends on the energy sources of the grid (the US grid is 50% coal; California's grid is primarily natural gas, hydroelectric power, and wind power). Particular interest in PHEVs is in California where a "million solar homes" initiative is under way, and global warming legislation has been enacted




A gas-electric hybrid engine is a combination of a gasoline/petrol or diesel internal combustion engine with an electric motor to power a vehicle. Various designs exist for how the motor and engine interact with the drive train. Because the engine recharges the battery smaller batteries are required than in an electric vehicle.

A standard combustion engine is required to operate over a range of speed and power, yet its highest efficiency is in a narrow range of operation. Also, an engine designed for a reduced operating range can be more efficient than a standard engine. The battery storage and electric motor allows the engine to operate at its point of maximum efficiency, to be of a higher efficiency design, and to be smaller than non-hybrid applications.

The gas-electric hybrid uses less gasoline than conventional internal combustion engines and does not have the limitations in range that have been a problem for traditional electric vehicles. This type of piston engine is used in hybrid electric vehicles which have begun to enter the market as of 2002.

Insurance Tips:

Get quotes from different types of insurance companies. Some sell through their own agents. These agencies have the same name as the insurance company. Some sell through independent agents who offer policies from several insurance companies. Others do not use agents. They sell directly to consumers over the phone or via the Internet.

Many insurers will give you a break if you buy two or more types of insurance. You may also get a reduction if you have more than one vehicle insured with the same company. Some insurers reduce the rates for long-time customers. But it still makes sense to shop around. You may save money buying from different insurance companies, compared with a multi-policy discount.

Some companies offer reductions to drivers who get insurance through a group plan from their employers, through professional, business and alumni groups, or other associations. Ask your employer and inquire with groups or clubs you are a member of to see if this is possible.





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