Prudential Car Insurance



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Don't forget that you'll be needing car insurance. Rates vary depending on your driving history, if you are a student and other factors. Comparison is helpful so you can be an informed consumer. It's important to examine the deductible selections. Certain states have no-fault insurance.

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Here's some news on automobiles and technology developments:


Hawaii revving up to era of electric cars (Honolulu Advertiser)
People attending Hawai'i's biggest new-car show will be greeted by a Hawaiian Electric Co. display in what may mark the dawn of the era of the electric car. Besides the usual spotlighting of the latest car models and improvements, the show figures to offer a glimpse into types of electric cars that are expected to increasingly dot Hawai'i's roadways over the next few years and decades.
 
BERJAYA CONFIDENT OF GETTING LICENSE TO ASSEMBLE CARS WITH BYD OF CHINA (Bernama via Yahoo! Malaysia News)
KUALA LUMPUR, March 18 (Bernama) -- Berjaya Corporation Bhd believes it has a strong case for the Malaysian government to approve its proposed joint venture with China carmaker BYD Auto Company Ltd to assemble right-hand-drive cars in Malaysia.
 
Lexus Upgrades The Ultimate Luxury Hybrid (The Auto Channel)
EPSOM, UNITED KINGDOM – March 18, 2010: Lexus’s full hybrid LS 600h limousine gains more advanced technology and more passenger comfort for 2010, reinforcing its position as one of the most sophisticated and luxurious cars on the market.
 



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Here's a fact on hybrid vehicles:



Honda, which offers Insight, Civic and Accord hybrids, sold 26,773 hybrids in the first 11 months of last year alone. Toyota has sold a cumulative 306,862 hybrids between 1997 and Nov. 2004 and Honda has sold a total of 81,867 hybrids between 1999 and November 2004




A gas-electric hybrid engine is a combination of a gasoline/petrol or diesel internal combustion engine with an electric motor to power a vehicle. Various designs exist for how the motor and engine interact with the drive train. Because the engine recharges the battery smaller batteries are required than in an electric vehicle.

A standard combustion engine is required to operate over a range of speed and power, yet its highest efficiency is in a narrow range of operation. Also, an engine designed for a reduced operating range can be more efficient than a standard engine. The battery storage and electric motor allows the engine to operate at its point of maximum efficiency, to be of a higher efficiency design, and to be smaller than non-hybrid applications.

The gas-electric hybrid uses less gasoline than conventional internal combustion engines and does not have the limitations in range that have been a problem for traditional electric vehicles. This type of piston engine is used in hybrid electric vehicles which have begun to enter the market as of 2002.

Insurance Tips:

Get quotes from different types of insurance companies. Some sell through their own agents. These agencies have the same name as the insurance company. Some sell through independent agents who offer policies from several insurance companies. Others do not use agents. They sell directly to consumers over the phone or via the Internet.

Many insurers will give you a break if you buy two or more types of insurance. You may also get a reduction if you have more than one vehicle insured with the same company. Some insurers reduce the rates for long-time customers. But it still makes sense to shop around. You may save money buying from different insurance companies, compared with a multi-policy discount.

Some companies offer reductions to drivers who get insurance through a group plan from their employers, through professional, business and alumni groups, or other associations. Ask your employer and inquire with groups or clubs you are a member of to see if this is possible.





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